Senior finance advice, without the headcount.
Business consultancy

Senior finance advice, without the headcount.

From choosing a licence and structure to building the numbers a bank or investor will trust, ZS gives owner managed UAE businesses access to chartered accountants who have done it before. Project based or retained, always fixed fee.

Since 2017Advising UAE businesses
Project or retainerYour choice
CharteredACCA, CPA, UAE CA led

Key facts

  • Business consultancy from ZS covers setup and licensing, structuring, feasibility, budgeting and forecasting, bank facility packs and part time CFO support.
  • It is delivered by chartered accountants who also handle audit, tax and ICV, so advice is grounded in what regulators, banks and buyers actually require.
  • Engagements are scoped in a free consultation and priced as a fixed fee project or monthly retainer.

Where we help

Setting up in the UAE

Mainland or free zone, which free zone, which activities, how many visas, what the tax position will be under corporate tax and VAT, and what an ICV certificate would look like for the model you plan. We give you the comparison before you commit, then support the application through the authority or a licensing partner.

Structuring and restructuring

Holding companies, branches, group reorganisations, adding partners and preparing for a sale. We model the corporate tax, VAT and audit implications of each option, including qualifying free zone status and transfer pricing, so the structure is chosen with the full cost known.

Feasibility studies and business plans

Market sizing, capex and opex build, revenue model, sensitivity analysis and a financial plan in the format banks, free zone authorities and investors expect. Used for new ventures, expansion, franchise applications and licence upgrades.

Budgeting, forecasting and cash flow

Annual budgets, rolling 13 week cash flow forecasts and scenario models. Reviewed monthly against actuals from your management accounts so decisions are made on current numbers.

Bank facilities and funding

Facility application packs: audited accounts, projections, debtor analysis and the narrative a credit committee needs. We have prepared packs for working capital lines, trade finance, equipment loans and project finance with UAE banks.

Part time CFO

A senior finance lead for a fixed number of days per month: board reporting, pricing decisions, cost reduction, hiring and managing the finance team, and representing the company with banks, auditors and buyers. Read when a consultant beats a full time CFO.

Business plan framework: market study, market entry and financial evaluation leading to a business plan
The feasibility framework behind every business plan we prepare.

Processes, policies and systems

Gap analysis and process redesign

We assess your structure, workflows and documents, identify the gaps in your processes and organisation, and propose solutions that fit your culture and way of working.

Standard operating procedures

Clear SOPs for every process owner, with control points built in, plus review systems, forms and MIS report templates so procedures are actually followed and internal audits are effective.

Preparation of policy manuals

Policy manuals for HR, IT, sales, supply chain, finance and internal audit, and at board level a corporate governance manual and delegation of authority matrix.

Accounting software and ERP selection

For companies implementing an ERP from scratch or migrating, we map the processes to automate, prepare the brief for vendors, evaluate the options and help you choose.

How we work

Every engagement starts with a free one hour consultation and a written scope. Project work has a fixed fee and a delivery date. Retainers have a fixed monthly fee and an agreed number of days. The consultant you meet at the start is the one who does the work.

What is included

What the service covers.

Setup and licensing

Mainland versus free zone comparison, activities, visas and tax position before you commit.

Structuring

Holding companies, groups and restructures modelled for corporate tax, VAT and audit.

Feasibility and business plans

Bankable financial plans with sensitivities for ventures, expansion and licences.

Budgets and forecasts

Annual budgets and rolling cash flow forecasts reviewed against actuals.

Bank facility packs

Application files that answer the credit committee's questions first time.

Part time CFO

Senior finance leadership for a fixed number of days a month.

FAQ

Questions we hear every week.

Anything else, message us on WhatsApp and a consultant replies during office hours.

Do you set up companies yourselves?

We advise on the choice of jurisdiction, structure and activities and prepare the financial elements. Licence applications are submitted through the authority or a licensing partner we coordinate with, so you have one point of contact.

What does a part time CFO cost?

A fixed monthly fee for an agreed number of days, typically two to six days a month. It is usually a fraction of a full time CFO salary plus benefits and visa costs.

Can you help a start up with no revenue yet?

Yes. Feasibility, business plan, licence choice and the first year budget are the most common start up engagements, often followed by bookkeeping once trading begins.

Ready when you are. First hour free.

Tell us what you need and a consultant replies within one business day with a fixed quote.

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